Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Retirement Questions That Have Nothing to Do With Money Things to consider before retirement. Can I Refinance My Mortgage? This calculator can help determine whether it makes sense to refinance your mortgage. Starting a Roth IRA for a Teen This early financial decision could prove helpful over time.